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Insurance in Greece: guides for residents and expats

Written and reviewed by Costas Matheou · Updated:

The DigiCare Insurance guides explain how insurance works in Greece: what the law requires, what a policy pays, what it excludes and what it costs. A licensed insurance agent writes and reviews each one against Greek law and the insurer's own documents. DigiCare Insurance is an online insurance agency for Greece, and the guides below are grouped by product.

Health insurance for a residence permit

These guides explain what the Greek permit authorities ask for, which cover they accept and how to get the certificate for your file.
  • Greece residence permit health insurance requirements (2026)

    To meet the Greece residence permit health insurance requirements without e-ΕΦΚΑ cover, you need a private policy with at least €10,000 hospital, €1,500 medical and €15,000 accident-disability cover a year, and a co-pay of 20% at most (ΚΥΑ 133692/2024).

    By Costas Matheou · Updated:

See our residence permit health insurance

Who writes these guides

Costas Matheou, licensed insurance agent and co-founder of DigiCare Insurance

Costas Matheou

Licensed insurance agent and co-founder of DigiCare Insurance

Costas Matheou, a licensed insurance agent, writes and reviews every guide on this site. He works with customers in Greek and English and checks each guide against the law and the insurer's policy wording before it is published.

Read Costas's profile

How we write and check our guides

Every legal rule, fee and deadline in a guide comes from a primary source: the Government Gazette (ΦΕΚ), the Bank of Greece, gov.gr or EU law. We re-check each guide on a fixed cycle and whenever the law changes, and the date on each card shows the last review.

The guides are general information about insurance in Greece, not personal advice. The policy wording and the insurer's product information document decide what a specific policy covers.

DigiCare is an insurance agency, and the insurer pays us a commission on policies bought through our quote forms. That commission does not change what a guide says about cover, exclusions or price. The full process is on our editorial policy page.

Found a mistake in a guide? Write to us and we will correct it: info@digicare-insurance.gr

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