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For licensed insurance intermediaries

Insurance agent partnership: sell health and yacht insurance with DigiCare

Updated: · Reviewed by Costas Matheou

Registered insurance agents, coordinators and EU intermediaries can sell our private health, immigration health, yacht and catamaran insurance in Greece under a written cooperation agreement. You keep the client and the renewals, we handle policy administration and claims with the insurer, and we reply to every application within 2 working days.
  • Reply within 2 working days
  • You keep the client and the renewals
  • Policy admin and claims handled by us
Apply for cooperation

Who can apply?

Only registered insurance intermediaries can sell insurance in Greece and receive commission. Companies looking for group cover apply as clients.

  • Insurance agent or agency in Greece

    What we need from you
    Your registration number in the Greek register of insurance intermediaries.

  • Coordinator with a team of agents

    What we need from you
    Your registration number and the number of agents in your team.

  • Insurance intermediary registered in another EU country

    What we need from you
    Your home-country registration number and your notification to work in Greece.

  • Newly certified agent

    What we need from you
    Your Bank of Greece certificate. You start selling once your registration is complete.

  • Company that wants group medical cover for its employees

    What we need from you
    Company name and headcount. You get a group offer; no commission applies.

We check every registration in the public register of insurance intermediaries. The rules for distributing insurance are on the Bank of Greece page on insurance distribution.

What can you sell?

Four lines. Each product page shows the cover, the limits and the insurer that carries the risk.

  • Private health insurance

    International medical plans for residents of Greece and the EEA, from hospital-only to full outpatient cover.

    See the health plans

  • Immigration health insurance

    Health cover that meets the Greek residence-permit minimums: golden visa, digital nomad, student and work permits.

    See residence-permit cover

  • Yacht insurance

    Hull and third-party liability for motor yachts, sailing boats and RIBs in Greek waters, at or above the legal minimum.

    See yacht cover

  • Catamaran insurance

    Hull, machinery and liability for privately used sailing and power catamarans. Charter fleets are not insured.

    See catamaran cover

How does the cooperation work?

Four steps from application to your first commission.
  1. 01

    Apply

    Fill in the form below with your registration number and the lines you want to sell.
  2. 02

    We check and reply

    We verify your registration and reply within 2 working days with the cooperation agreement.
  3. 03

    Sign and start

    You sign the agreement with our intermediary company and get product documents and quote access.
  4. 04

    Sell and get paid

    Your client pays the premium to our intermediary company, the insurer issues the policy, and we pay your commission.

Commission, clients and claims

How is commission paid?

Your client pays the full premium to our intermediary company. After the premium is received, our intermediary company pays your commission. Rates depend on the product and are set out in the cooperation agreement, which we send with our reply.

Who owns the client?

You do. You stay your client's contact, the renewal commission goes to you, and we do not approach your clients to sell them other cover.

Who handles the policy and claims?

We prepare the offer, send the application to the insurer and handle the policy administration. Claims go to the insurer through us, so you do not deal with the paperwork.

Group medical cover for your employees

A company that wants health insurance for its staff does not need to become a partner. Ask for a group offer and we come back with plans and prices for your headcount.

Request a group health offer

Apply for cooperation

Takes about 2 minutes. We only use your details to assess the application.
You are

Required for companies asking for group cover.

Greek register number, or your home-country number if you are registered in another EU country.

Lines you want to sell

We reply within 2 working days from info@digicare-insurance.gr.

Questions from agents

Do I need a licence to sell these products?
Yes. In Greece only insurers and registered insurance intermediaries may distribute insurance and receive commission (Law 4583/2018, which transposes the EU Insurance Distribution Directive). You need an active registration in the Greek register, or in the register of another EU country with a notification to work in Greece.
Who issues the policy?
The insurer that underwrites the product issues the policy and pays claims. Our intermediary company arranges the policy, and neither we nor you issue policies.
When do I receive my commission?
After your client's premium reaches our intermediary company. The payment schedule and the rates for each product are written in the cooperation agreement.
Can a newly certified agent apply?
Yes. Send your Bank of Greece certificate with the application. You can start selling once your registration in the intermediary register is complete.
Can an intermediary from another EU country apply?
Yes, if you are registered in your home EU country and your home supervisor has notified the Bank of Greece that you work in Greece under freedom of services.
My company wants cover for its employees. Is that a partnership?
No. A company buying group medical cover is a client, not a partner, and no commission applies. Ask for a group offer instead.

DigiCare Insurance is a licensed insurance intermediary. Legal information